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Empire Home Loans, Senior Mortgage Advisor at Empire Home Loans

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Finance Investment Properties Without Tax Returns

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The Roadblocks Every Investor Hits

Investor Loan Programs

From Application to Keys in 4 Steps

One Expert Who Understands Both Sides of the Deal

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Investor FAQ

Stop Letting Financing Kill Your Deals

DSCR and Non-QM loans built for real estate investors. No W-2s. No DTI caps. No property limits. Close in 21 days in your LLC.

No credit pull. No obligation. Reply within 4 business hours.

Katrina will review your deal and follow up shortly.

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Conventional lending was not designed for people who build wealth through real estate. Here is what actually stops your portfolio from growing.

DSCR and Non-QM solutions for every investor profile. Whether you scale with rental income, bank deposits, or liquid assets, we have a program.

We eliminated the paperwork that slows conventional loans. Our process is built around the asset, not your employment history.

Most agents send you to a lender who has never closed on a rental property. Most lenders do not understand cap rates, cash-on-cash returns, or why you want to close in an LLC. I am a loan officer with Empire Home Loans and a real estate agent with eXp Realty . I structure the financing and help you find the deal.

Tell me about your next deal. I will run the DSCR, review the program fit, and send you a clear term sheet with rate, points, and closing costs—usually within 4 hours.

Detailed quote for DSCR or Non-QM financing.

I will be in touch within 4 business hours with your term sheet.

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Secure submission. No credit check required for initial quote. NMLS #

Real deals. Real timelines. Real results using DSCR and Non-QM programs.

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The questions I get asked on every first call.

The best investment properties do not wait for 45-day conventional underwriting. Get a DSCR or Non-QM quote today and close before the competition even gets their appraisal back.

This is not a commitment to lend. Not all borrowers will qualify. Rates, terms, and program guidelines are subject to change without notice. DSCR and Non-QM loans are for business-purpose investment properties only and are not available for owner-occupied residences. All loans are subject to credit, underwriting, and property approval. This site is for informational purposes only and does not constitute an offer or solicitation. Equal Housing Lender.

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